Money is an experience good: competition and trust in the private provision of money

Ramon Marimon, Juan Pablo Nicolini, Pedro Teles*

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

10 Citations (Scopus)

Abstract

The interplay between competition and trust as efficiency-enhancing mechanisms in the private provision of money is studied. With commitment, trust is automatically achieved and competition ensures efficiency. Without commitment, competition plays no role. Trust does play a role but requires a bound on efficiency. Stationary inflation must be non-negative and, therefore, the Friedman rule cannot be achieved. The quality of money can be observed only after its purchasing capacity is realized. In this sense, money is an experience good.
Original languageEnglish
Pages (from-to)815-825
Number of pages11
JournalJournal of Monetary Economics
Volume59
Issue number8
DOIs
Publication statusPublished - Dec 2012

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