O impacto do endividamento na qualidade de vida

Translated title of the contribution: The impact of the environment on the quality of life

Daniela Sofia Almeida Lopes, António Mendes Ferreira, Paulo Pereira

Research output: Contribution to journalArticlepeer-review

Abstract

The mains purpose of this study was to answer the following question: is there a relationship between indebtedness and quality of life? To achieve this objective quantitative methodology was used. For data collection, a questionnaire was created based on the OEC-DECO (Frade, 2013) and WHOQOL-BREF (Carona et al.,2006) questionnaires. This study identified a positive relationship between indebtedness (have credits) and quality of life. After analysing the various domains of quality of life (physical, psychological, social and environment) and the quality of life in general, it was concluded that for the psychological and the environment domains, quality of life is, on average, higher for people who hold credits. And also, for the psychological domain, the quality of life is, on average, higher for people who have both mortgage and non-mortgage credit when compared to people without credit or people with only mortgage credit. As for the physical domain, it was not possible to establish a cause-effect relationship between indebtedness and quality of life. After studying over-indebtedness (having arrears in instalments), for all the domains was found that, on average, the quality of life of over-indebtedness people was significant lower that those who are able to pay back their credits on time.
Translated title of the contributionThe impact of the environment on the quality of life
Original languagePortuguese
Pages (from-to)409-437
Number of pages29
JournalGestão e Desenvolvimento
Issue number30
DOIs
Publication statusPublished - 1 Jun 2022

Keywords

  • Credit
  • Indebtedness
  • Over-indebtedness
  • Quality of life

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