A responsabilidade do banco pela não concessão de crédito

: o caso do contrato de abertura de crédito

Abstract

Our research is dedicated to the examination of the Bank's Accountability for Failure to Extend Credit. We have only studied the cases of validity or invalidity of the interruption or refusal to grant new credit. We will focus only on the level of unlawfulness. Throughout the dissertation, we shall delve into matters encompassing both noncontractual and contractual liability, with a particular emphasis on the last. This will serve as the starting point for the progression of our study. As a result, considering the previously mentioned factors, we have opted to indeed investigate a contractual framework, in which we will contemplate the characteristics of the Credit Opening Contract. With this in mind, and through the scrutiny of contractual drafts, our primary objective was to address a fundamental query: What are the adverse facets linked to the responsibility of granting credit, particularly in scenarios where a contractual nexus exists among the creditor, the bank, and the party being credited, the customer.

Date of Award	1 Jul 2024
Original language	Portuguese
Awarding Institution	Universidade Católica Portuguesa
Supervisor	Francisco Lourenço Fonseca Mendes Correia (Supervisor)