O recurso ao crédito bancário como um meio para investir em ações
: do regime do crédito ao consumo aos instrumentos financeiros: consumidor vs. investidor

  • José Pedro Pedro Carvalho Gonçalves (Student)

Student thesis: Master's Thesis


The object of this work is the study and systematic analysis of two legal branches, Consumer Law and Financial Instruments Law, confronting the legal figures, consumer and investor. Through the confrontation between these two figures, we try to find out if the person who resorts to credit to invest in stocks can be qualified as a consumer and his credit subsequently considered as a consumer credit. Based on a balance between the different characteristics of both the legal branches and the legal figures in question, it is difficult to defend the qualification of an investor, even a non-professional one, as a consumer.
Date of Award9 Nov 2023
Original languagePortuguese
Awarding Institution
  • Universidade Católica Portuguesa
SupervisorDaniela Baptista (Supervisor)


  • Consumer law
  • Consumer
  • Consumer credit
  • Financial instruments
  • Stocks
  • Investor


  • Mestrado em Direito

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