The regulatory impact of digital currencies on EU based businesses

: the freedom to provide services under MiCA

Abstract

The Markets in Crypto-Assets Regulation is the European Union’s most ambitious attempt to create a single harmonized legal framework for digital currencies. Redacted in a technological neutral language, this Regulations aims to resolve legal ambiguity, improve consumer protection, and guarantee financial stability for retail consumers, and, consequentially, guarantee a stable Internal Market. This dissertation examines the regulatory impact of the Markets in Crypto-Assets Regulation on EU based businesses, focusing on market access, competition, proportionality and the ability to offer services freely under EU law. This study evaluates whether it simplifies cross-border transactions or creates regulatory barriers for businesses within its interpretation and application.

Date of Award	11 Jul 2025
Original language	English
Awarding Institution	Universidade Católica Portuguesa
Supervisor	Marta Vicente (Supervisor)